The inclusion of workers’ compensation insurance in every contract is of utmost importance, and its significance cannot be overstated. It is quite astonishing to learn that many community association board members and managers, who strive to safeguard their community association, appear bewildered when asked whether they mandate vendors to possess workers’ compensation insurance as a mandatory provision in their contracts. It is akin to witnessing a deer caught in the headlights. Furthermore, it is advisable to contemplate amending the declaration of covenants or declaration of condominium if your community association offers regular services such as valet, concierge, fitness programs, and others. By doing so, you can establish a contractual obligation for the association to provide these services to its owners, which in turn contributes to liability protection in favor of the association. Nevertheless, it is important to note that this approach may give rise to other issues if the association fails to deliver the required services.
Read Article by Campbell Property Management on Requiring Worker’s Compensations